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Property is any physical or virtual entity that is owned by an individual. An owner of property has the right to consume, sell, mortgage, transfer and exchange his or her property. Important types of property include real property land, personal property other physical possessions, and arguably intellectual property rights over artistic creations, inventions, etc. A title, or a right of ownership, is associated with property that establishes the relation between the goods services and other individuals or groups, assuring the owner the right to dispense with the property in a manner he or she sees fit. Some philosophers assert that property rights arise from social convention.